Credit Officer

Edlom Consulting Services
Abuja, Abuja Federal Capital Territory, Nigeria | Posted 1 month ago
Full-time On-site
Finance 130,000

Job Description

Credit Officer

Location: Bwari, Abuja (FCT)

Employment Type: Full-time

Key Responsibilities

  • Follow up on overdue and delinquent loan accounts.
  • Conduct field visits to customers, guarantors, and business locations.
  • Negotiate repayment plans and settlements where applicable.
  • Ensure recovered funds are properly documented and remitted.
  • Maintain accurate recovery records and daily recovery reports.
  • Track recovery performance against assigned targets.
  • Escalate high-risk or chronic default cases to management.
  • Educate customers on repayment obligations and consequences of default.
  • Handle disputes and repayment challenges professionally.
  • Maintain a firm but respectful relationship with customers.
  • Ensure recovery activities comply with company policies and regulations.
  • Avoid harassment or unethical recovery practices.
  • Report suspected fraud or loan misuse promptly.

Educational Qualification

  • Candidates should possess a B.Sc / HND / OND at the minimum with 1– 3 years experience in SME Loan or Merchant Lending
  • Must stay in Bwari and environs
  • Basic Knowledge in accounting, finance and mathematics
  • Previous work Experience or training in sales (Preferred).

Salary

N130,000 / Month.

Application Closing Date

31st March, 2026.

How to Apply

Interested and qualified candidates should send their CV to: recruitment@fortknoxoutsourcing.com using Position and Location as the subject of the mail.

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About the Company
Edlom Consulting Services