Product Manager (Offline Lending)
Location: Lagos
Description
- We are scaling our Offline Lending business in Nigeria and looking for a Product Manager to own the product end-to-end - from acquisition and loan origination to repayment, collections, and portfolio performance.
- We are looking for a hands-on product leader with strong experience in the Nigerian lending market, who understands offline / branch / field-based lending and can drive both portfolio growth and sustainable profitability.
- We expect the first tangible outcomes within 6–8 weeks.
What You’ll Do
- Own the Offline Lending product lifecycle end-to-end.
- Optimize loan products, eligibility, pricing, limits, tenor, and approval processes.
- Improve customer acquisition through branches, field teams, agents, and other offline channels.
- Drive portfolio growth while maintaining healthy PAR, NPL, default, and profitability metrics.
- Work with Risk, Credit, Operations, Collections, Data, Engineering, and Commercial teams.
- Use data to improve approval rates, turnaround time, repayment, repeat lending, and unit economics.
- Identify opportunities to scale the lending portfolio across Nigeria.
Requirements
- 4–7 years of Product Management / Product Ownership experience.
- Strong experience in lending products in Nigeria.
- Hands-on experience with offline / branch-led / field-based lending.
- Strong understanding of credit assessment, underwriting, loan origination, repayment, and collections.
- Experience with portfolio management and lending metrics such as PAR, NPL, default, yield, and loss rates.
- Experience in fintech, MFB, banking, consumer finance, or digital lending.
- Strong commercial and data-driven mindset.
- Proven ability to work cross-functionally with Risk, Credit, Operations, Collections, Data, and Engineering.
- Strong stakeholder management and execution skills.
- Fluent English.
- Strong plus: experience with SME, merchant, working capital, or repeat lending products.
Benefits
- Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus
- Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan.
- Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools.
- Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online