Teamace Limited - Our Client, a reputable Financial Institution, is recruiting to fill the position below:
Job Title: Field Credit Officers – Asset Finance
Locations: Abuja, Lagos, Ondo, Ogun, Oyo, and Osun
Employment Type: Full-time
Job Summary
- The Field Credit Officer will be responsible for managing credit-related field activities, including customer engagement, loan monitoring, and recovery of delinquent accounts.
- The role ensures effective loan performance, timely recovery of outstanding obligations, and compliance with the Bank’s credit, recovery, and regulatory policies, while maintaining professional and ethical standards.
Key Responsibilities
- Conduct field visits to customers for credit monitoring and recovery of delinquent loan accounts.
- Engage customers professionally to assess repayment capacity and agree on feasible repayment plans.
- Monitor loan accounts and follow up on repayment commitments to ensure compliance with agreed terms.
- Accurately document all field activities, customer engagements, and outcomes on approved systems.
- Identify high-risk and non-performing loan accounts and escalate in line with established procedures.
- Ensure all credit and recovery activities comply with internal policies, CBN regulations, and applicable laws.
- Collaborate with internal teams to achieve assigned credit and recovery targets.
Requirements
- Bachelor’s Degree in Business Administration, Finance, Economics, or a related discipline.
- 1–2 years’ experience in credit operations, loan recovery, or a similar role within a financial institution or Microfinance Bank.
- Sound knowledge of credit administration and loan recovery processes.
- Strong negotiation, communication, and interpersonal skills.
- Ability to work independently, manage multiple accounts, and meet assigned targets.
- Proficiency in basic computer applications and reporting tools.
Personal Attributes:
- High level of professionalism, integrity, and confidentiality.
- Results-driven with strong attention to detail.
- Ability to work under pressure and within defined policies.
- Good judgement and customer-focused approach.
Salary
N120,000 - N130,000 per month.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online