Credit Risk Manager
Location: Abuja
Employment Type: Full-time
Role Description
- This is a full-time, on-site Credit Risk Manager role based in Abuja.
- The Credit Risk Manager will evaluate and approve credit applications, perform detailed credit analyses, and set risk limits in line with the group’s credit policies.
- The role involves monitoring loan and investment portfolios, identifying emerging risks, and recommending mitigation strategies.
- The Credit Risk Manager will develop and refine credit risk frameworks, models, and reporting tools to support decision-making.
- The individual will collaborate with business units, finance, and operations to structure credit products, ensure compliance with internal and regulatory standards, and prepare regular risk reports for senior management.
Qualifications
- Bachelor’s Degree in Finance, Economics, Accounting, Business, or a related field; relevant professional certifications (e.g., CFA, FRM, risk management or credit certifications) are an advantage.
- Strong credit-focused expertise, including Credit Management and Credit Risk Management, with experience assessing borrowers, structuring facilities, and enforcing credit policies.
- Advanced Analytical Skills and Finance knowledge to interpret financial statements, build risk assessments, and support data-driven decisions.
- Proficiency in Portfolio Management, including monitoring portfolio quality, tracking key risk indicators, and implementing strategies to manage concentration and default risk.
- Proven experience in credit or risk management within banking, microfinance, asset management, or related financial services, ideally with exposure to SME and retail lending.
- Strong communication and stakeholder management skills, with the ability to present complex risk issues clearly to non-technical audiences.
- High level of integrity, sound judgment, attention to detail, and the ability to work effectively on-site in a fast-paced environment in Abuja.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their resume to: career@alertgroup.com.ng using the Job Title as the subject of the mail.